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EMI Calculator (Business Loan)

Calculate your monthly EMI for any business loan. See total interest paid, total payment, and the interest-to-principal ratio over the loan tenure.

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₹

Total amount you want to borrow

% p.a.

Typical business loan: 10–16% p.a. MUDRA: 8–12%

months

5.0 years. Business loans: 12–60 months typically.

Monthly EMI

₹21,494

Principal amount₹10,00,000
Total interest₹2,89,634
Total payment₹12,89,634
Interest-to-principal ratio29.0%
Tenure5.0 years

EMI = [P × r × (1+r)^n] / [(1+r)^n – 1], where r is monthly rate and n is months.

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These calculations are for indicative purposes only. For specific tax planning or filing, please consult a CA.

Frequently asked questions

Business loan rates in India range from 8% to 24% p.a. depending on the lender, your credit profile, and loan type. PSB Loans (MUDRA, Stand-Up India) are 8–12%. Private banks: 12–18%. NBFCs: 16–24%.

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Documentation support from ₹1,499. apply for a business loan.

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